Dedicated request · life insurance
Prepare a life-insurance comparison
This journey separates protection for loved ones, incapacity, commitments to preserve and review of an existing contract. It prepares a discussion with the partner broker without calculating capital needs or deciding cover.

What this request helps frame
- ✓Protection goal or contract to review
- ✓Risk protection or savings component
- ✓General coordination with other schemes
- ✓Documents and contact preferences
The request is not an offer, acceptance or benefit guarantee. Terms, exclusions, values and decisions depend on the contract documents and the insurer.
Check useful concepts and documents
These public resources help prepare the request without turning the form into individual advice.
Understand life insurance before comparing or changing it
Life insurance may cover a risk, include a savings component or combine benefits governed by different conditions. A product name alone does not show what is guaranteed, who receives a benefit or what survives if premiums stop. This hub organises clauses and evidence without a personal calculation or product recommendation.
Read the guide Product structureRisk protection or savings: read each component separately
Risk cover pays according to the contract if the insured event occurs during its term. A savings solution adds a value or maturity benefit, sometimes exposed to investments. A mixed policy can combine both. A useful comparison isolates what funds risk, what builds value and what depends on assumptions.
Read the guide Life protectionMap life protection questions
Turn broad building blocks into four policy-question sections, without personal data or calculation.
Open tool Pillar 3 & lifePension planning
Protect your future, family and personal plans.
Read the guideVerified Swiss federal sources
FINMA and FSIO guidance is linked in verified English. Fedlex is intentionally linked to the official French Insurance Contract Act because no authoritative English legal text is asserted here. Official texts, the policy and competent decisions prevail.
- FINMA — Individual life insuranceEnglish · Supervisory framework for individual life insurance, no general approval of rates and specific requirements for surrender values.↗
- FINMA — FINMA examines life insurers' sample calculationsEnglish · Transparency of life-insurance scenarios, separation of projections from guarantees and the importance of costs and adverse outcomes.↗
- Fedlex — Loi fédérale sur le contrat d'assurance (official French text)French fallback · Official French consolidated text covering pre-contractual information, the contract, life-insurance beneficiaries and statutory rights or notices; no authoritative English text is asserted.↗
- OFAS — Survivors' benefits in occupational benefits plansEnglish · Survivor benefits in occupational pension provision and the boundary between that statutory channel and a private life-insurance benefit.↗