Decide with visible rules
Useful Swiss insurance tools
Thirty-one free tools to navigate insurance by situation, decode Swiss terms, flag cover to verify, explore supplied search intents, understand LAMal costs and models, calculate ordinary 3a room and separately prepare a possible retroactive purchase, check a policy transition, consult the official insurer directory, clarify accident cover and organise tasks, without invented prices or automated recommendations.
Every result uses only your inputs and shows the applied method. Exceptions are stated and official sources remain directly accessible.
Insurance for your situation
Connect your situation with useful guides, tools and pathways without profiling or an automated product recommendation.
Open tool 02Swiss contract vocabularyInsurance term decoder
Look up a French, German or Italian term from a Swiss insurance document and read a cautious explanation without uploading the document.
Open tool 03Contracts to checkCoverage overlap map
Identify protections that may appear relevant to the same situation, then check the policy, terms, exclusions and the insurer’s written decision.
Open tool 04Multilingual CSV corpusExplore insurance searches
Browse phrases from the supplied CSV corpus without treating them as Google search volumes or recommendations.
Open tool 05Deductible and retention feeHealth cost sharing
Estimate the ordinary deductible and retention fee from annual costs you enter, with visible formula, caps and limitations.
Open tool 06LAMal · annual costsCompare LAMal deductibles
Add your own annual premiums and estimated ordinary cost sharing for each deductible.
Open tool 07Premiums · private calculationCompare two annual premiums
Annualise two entered amounts and compare their difference, including optional one-off fees.
Open tool 08LAMal · check before calculationCheck two LAMal offers
Confirm that two offers use the same basis before comparing the amounts you enter.
Open tool 09Private policies · local checkCheck two private offers
Check whether two offers use the same declared basis before considering their premiums.
Open tool 10Policy change · local checkCheck a private policy transition
Align declared dates and confirmations before replacing a private insurance policy.
Open tool 11Neutral Swiss insurance checklistPlan a basic-insurance switch
Organise dates, checks and steps for switching Swiss basic insurance without sending your answers.
Open tool 12Care pathways with visible rulesEducational comparison of Swiss basic insurance models
Compare the general care pathways of Standard, family doctor, HMO and telemedicine models without prices or recommendations.
Open tool 13Verified federal sourceKVG/LAMal directory
Search locally across 34 health insurers from the official FOPH list effective 1 January 2026, with FOPH number, published name and listed website.
Open tool 14FOPH 2027 · postcode and municipalityFind the LAMal premium region
Look up the provisional 2027 region published by FOPH and explicitly choose the municipality when a postcode is shared.
Open tool 15Official cantonal supportPremium reduction by canton
Find the official authority for health-insurance premium reductions in each of Switzerland’s 26 cantons.
Open tool 16Moving to SwitzerlandInsurance checklist for newcomers
Separate compulsory health insurance, situation-specific steps, private cover and cantonal duties without entering personal data.
Open tool 17Accidents in SwitzerlandAccident cover: UVG/LAA or LAMal?
Identify the system that generally applies to your work situation without sending personal data.
Open tool 18Motor insuranceLiability and casco planner
Structure the vehicle cover checks without entering or transmitting personal data.
Open tool 19Travel insurancePrepare travel cover checks
Turn broad travel categories into verification questions without transmitting personal data.
Open tool 20Legal protectionPrepare legal protection cover
Turn five broad choices into contract questions without describing a dispute or transmitting your answers.
Open tool 21Private pension planningPrepare a pension-planning project
Turn broad preferences into questions to verify without transmitting personal data.
Open tool 22Pillar 3a · local calculationCalculate remaining 3a room
Separate the ordinary ceiling from the room left after your credited 2026 contributions.
Open tool 23Pillar 3a · 2026 purchasePrepare a 3a purchase for 2025
Calculate the 2025 gap and review the declarations before contacting your institution.
Open tool 24Life protectionMap life protection questions
Turn broad building blocks into four policy-question sections, without personal data or calculation.
Open tool 25Budget · private calculationHousehold insurance budget
Put six insurance areas on one annual basis using only the amounts you provide.
Open tool 26Private inventory in your browserHousehold contents inventory
Create a private household contents inventory and total only the values you enter, with no storage, transmission or automatic valuation.
Open tool 27Plan your noticeCancellation deadline
Subtract the notice period written in your policy and add your own sending buffer, without inventing a legal deadline.
Open tool 28Document created locallyInsurance cancellation letter generator
Prepare a free printable insurance cancellation letter. Your data stays in the browser and no legal deadline is assumed.
Open tool 29Before requesting a comparisonPrepare a file
Six free checklists for Swiss health, pension, car, household, legal protection and travel insurance comparisons. Checkbox state remains temporary.
Open tool 30After an insured eventPrepare a claim
Six checklists in nine languages for organising facts and documents after an insurance event in Switzerland, without sending or storing personal data.
Open tool 31Temporary personal chronologyClaim journal
Create a factual, temporary journal after an insurance event in Switzerland, with optional dates, explicit sorting, local printing and no data transmission.
Open toolNext step
Prepare a comparison request
Choose the insurance area that matches your need. The form opens on a protected page and you remain free not to submit it.
This block asks for no personal information.