Decide with visible rules
Useful Swiss insurance tools
Twenty-one free tools to navigate insurance by situation, decode Swiss insurance terms, flag cover to verify, explore search intents in the supplied corpus, understand LAMal costs and models, prepare car- or travel-cover questions, consult the official insurer directory, clarify accident cover and organise insurance tasks, without invented prices or automated recommendations.
Every result uses only your inputs and shows the applied method. Exceptions are stated and official sources remain directly accessible.
Insurance for your situation
Connect your situation with useful guides, tools and pathways without profiling or an automated product recommendation.
Open tool 02Swiss contract vocabularyInsurance term decoder
Look up a French, German or Italian term from a Swiss insurance document and read a cautious explanation without uploading the document.
Open tool 03Contracts to checkCoverage overlap map
Identify protections that may appear relevant to the same situation, then check the policy, terms, exclusions and the insurer’s written decision.
Open tool 04Multilingual CSV corpusExplore insurance searches
Browse phrases from the supplied CSV corpus without treating them as Google search volumes or recommendations.
Open tool 05Deductible and retention feeHealth cost sharing
Estimate the ordinary deductible and retention fee from annual costs you enter, with visible formula, caps and limitations.
Open tool 06LAMal · annual costsCompare LAMal deductibles
Add your own annual premiums and estimated ordinary cost sharing for each deductible.
Open tool 07Premiums · private calculationCompare two annual premiums
Annualise two entered amounts and compare their difference, including optional one-off fees.
Open tool 08Care pathways with visible rulesEducational comparison of Swiss basic insurance models
Compare the general care pathways of Standard, family doctor, HMO and telemedicine models without prices or recommendations.
Open tool 09Verified federal sourceKVG/LAMal directory
Search locally across 34 health insurers from the official FOPH list effective 1 January 2026, with FOPH number, published name and listed website.
Open tool 10Official cantonal supportPremium reduction by canton
Find the official authority for health-insurance premium reductions in each of Switzerland’s 26 cantons.
Open tool 11Moving to SwitzerlandInsurance checklist for newcomers
Separate compulsory health insurance, situation-specific steps, private cover and cantonal duties without entering personal data.
Open tool 12Accidents in SwitzerlandAccident cover: UVG/LAA or LAMal?
Identify the system that generally applies to your work situation without sending personal data.
Open tool 13Motor insuranceLiability and casco planner
Structure the vehicle cover checks without entering or transmitting personal data.
Open tool 14Travel insurancePrepare travel cover checks
Turn broad travel categories into verification questions without transmitting personal data.
Open tool 15Budget · private calculationHousehold insurance budget
Put six insurance areas on one annual basis using only the amounts you provide.
Open tool 16Private inventory in your browserHousehold contents inventory
Create a private household contents inventory and total only the values you enter, with no storage, transmission or automatic valuation.
Open tool 17Plan your noticeCancellation deadline
Subtract the notice period written in your policy and add your own sending buffer, without inventing a legal deadline.
Open tool 18Document created locallyInsurance cancellation letter generator
Prepare a free printable insurance cancellation letter. Your data stays in the browser and no legal deadline is assumed.
Open tool 19Before requesting a comparisonPrepare a file
Six free checklists for Swiss health, pension, car, household, legal protection and travel insurance comparisons. Checkbox state remains temporary.
Open tool 20After an insured eventPrepare a claim
Six checklists in nine languages for organising facts and documents after an insurance event in Switzerland, without sending or storing personal data.
Open tool 21Temporary personal chronologyClaim journal
Create a factual, temporary journal after an insurance event in Switzerland, with optional dates, explicit sorting, local printing and no data transmission.
Open toolNext step
Prepare a comparison request
Choose the insurance area that matches your need. The form opens on a protected page and you remain free not to submit it.
This block asks for no personal information.