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Contract preparation without a case narrative

What should you ask before choosing or reviewing legal protection cover?

Select broad categories only. The tool orders points to read in the policy and general terms; it gives no legal advice and never confirms that a dispute is covered.

Temporary choices · kept locallySources checked on 29.08.2026

Temporary choices · kept locally

No name, opponent, exact date, amount, policy number or free-text account is requested.
Review context0 groups completed out of 5
When are you preparing the review?
Who should the contract address?
Which territory needs checking?
Which broad fields matter?
Could protection already exist?

Question plan

Priorities only indicate an order for reading and written questions.
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People, fields and territory

Define whom and which situations the contract describes.

  1. Which people are named or defined as insured, and under what household conditions?
  2. Are private and traffic protection separate, and which fields are expressly included?
  3. Which subjects, situations, people or activities are excluded or limited?
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Insured event and timing

Identify the definitions and timing rules in the general terms.

  1. How do the general terms define the insured event or legal case?
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Costs, limits and deductible

Compare cost categories and conditions, not a headline limit alone.

  1. Which advice, lawyer, expert, court, advance or adverse-party costs are considered, and under what limits?
  2. Is there a deductible, dispute-value threshold or limit per case or period?
Document

Notification and case handling

Check contacts, approvals and disagreement routes before acting.

  1. Which expenses or steps require prior written approval?
  2. When is a choice of lawyer possible and which contractual process applies?
  3. Who should receive a request, how, and with which broad information?

This matrix is not legal advice, an offer or a coverage decision. Rights can only be established from the policy, general terms, case facts and decisions by competent actors.

This tool asks for no identifying data

The five answers remain only in temporary page memory. They are not sent, stored, added to the URL, passed to the request form or shared with analytics.

Method

  1. Define the people, fields and territory sought.
  2. Read the insured event, timing, exclusions and costs.
  3. Obtain the applicable process in writing before major expense.

Limits

  • No view on a dispute or prospects of success.
  • No confirmation of cover, price or eligibility.
  • No calculation of legal or contractual deadlines.
  • The applicable policy and terms prevail.

Verified Swiss sources

FINMA and Ombudsman guidance is linked in English. The consolidated federal statutes are linked to the official French text; no authoritative English legal translation is asserted here. The law, policy, terms and competent decisions prevail. The Ombudsman is an independent foundation, not a regulator or court.

ClairAssur.ch

Links open separate resources; none of the assistant’s answers travels with them. This path does not decide cover for a current dispute.