After an insured event
Prepare a claim file: legal protection
Legal protection may contain covered areas, exclusions, waiting periods and a process for approving costs. This page does not analyse your rights or calculate deadlines; it helps preserve a faithful file.
Careful immediate steps
- If a notice or decision states a deadline, have it checked promptly by the authority or a qualified professional; this page does not calculate it.
- Contact legal protection through the policy channel before incurring costs when the situation allows.
- Keep every original, envelope, header and digital file with its date received; do not change annotations or metadata.
Facts to preserve
- Dates sent, received and deadlines printed on documents
- Parties, subject and amount without legal conclusions
- Steps already taken and replies obtained
- Origin and integrity of every retained item of evidence
Check in the policy
- Covered field of law, people and territory
- Triggering event, waiting period and pre-existing dispute
- Choice of lawyer, prior cost approval, limits and deductible
- Notification process, exclusions and cooperation duties
Important limitation
This checklist is not legal advice and stops no deadline. A procedural emergency requires an authority or qualified professional. The insurer separately decides whether it will cover costs.