Personalised comparison
Compare your Health insurance
Describe what you need so the comparison can reflect your canton, household and priorities.
What your request helps clarify
- ✓The cover you are looking for
- ✓Your situation and region
- ✓Your budget and goals
- ✓Your contact language and time
This request is not an insurance offer or a premium guarantee. Final terms are set by authorised insurers or partners.
Useful guides before comparing
Understand cover, exclusions and key criteria before submitting your request.
Health insurance and LAMal
Basic insurance covers a statutory catalogue of benefits, but model, deductible, premium region and service can differ. Always compare like-for-like situations.
Read the guide Related guideAccident insurance under UVG and LAMal
Cover depends in part on employment status, hours worked for the same employer and the point in time. Identify the relevant insurance route before requesting suspension or extended cover.
Read the guide Related guideSupplementary health insurance
Supplementary policies are optional and not standardised. Review health questions, exclusions, waiting periods, limits and cancellation terms.
Read the guide Related guideBasic insurance models
Standard, family doctor, HMO and telemedicine models organise access to care differently. Check the first contact point and the consequences of not following the pathway.
Read the guide Related guideChoosing a deductible
A higher deductible often lowers the premium but increases personal cost risk. Compare the possible annual saving with your ability to absorb healthcare expenses.
Read the guide Related guideChanging health insurer
A change requires the correct form and deadlines. Do not confuse the rules for basic insurance with those applying to a supplementary policy.
Read the guide Related guidePremium subsidies
Eligibility, procedure and deadlines depend on the canton. Use your canton’s official portal for a reliable calculation or decision.
Read the guide Related guideRights, decisions and appeals
Request important decisions in writing, keep the documents and follow the stated remedy and deadline. This is general guidance, not legal advice.
Read the guide Cross-border dossierHealth insurance for cross-border workers
Check the right of option, deadline, official premiums and treatment rules before comparing.
Open the dossier Multilingual CSV corpusExplore insurance searches
Browse phrases from the supplied CSV corpus without treating them as Google search volumes or recommendations.
Open tool Guidance by life situationInsurance for your situation
Connect your situation with useful guides, tools and pathways without profiling or an automated product recommendation.
Open tool Swiss contract vocabularyInsurance term decoder
Look up a French, German or Italian term from a Swiss insurance document and read a cautious explanation without uploading the document.
Open tool Contracts to checkCoverage overlap map
Identify protections that may appear relevant to the same situation, then check the policy, terms, exclusions and the insurer’s written decision.
Open toolPrepare your request and organise a claim file.
Two separate checklists: one before comparing, the other after an event. They remain local in your browser.
Prepare your health insurance file
Prepare the location, model, deductible and accident-cover details needed to compare basic insurance on a like-for-like basis.
Open checklist After an insured eventPrepare a claim file: healthcare and health insurance
Organise bills, prescriptions and correspondence after treatment while separating basic, supplementary and accident insurance.
Prepare this fileUseful Swiss insurance tools
Thirty-one free tools to navigate insurance by situation, decode Swiss terms, flag cover to verify, explore supplied search intents, understand LAMal costs and models, calculate ordinary 3a room and separately prepare a possible retroactive purchase, check a policy transition, consult the official insurer directory, clarify accident cover and organise tasks, without invented prices or automated recommendations.
Check two LAMal offers
Confirm that two offers use the same basis before comparing the amounts you enter.
Open tool Neutral Swiss insurance checklistPlan a basic-insurance switch
Organise dates, checks and steps for switching Swiss basic insurance without sending your answers.
Open tool Care pathways with visible rulesEducational comparison of Swiss basic insurance models
Compare the general care pathways of Standard, family doctor, HMO and telemedicine models without prices or recommendations.
Open tool Verified federal sourceKVG/LAMal directory
Search locally across 34 health insurers from the official FOPH list effective 1 January 2026, with FOPH number, published name and listed website.
Open tool FOPH 2027 · postcode and municipalityFind the LAMal premium region
Look up the provisional 2027 region published by FOPH and explicitly choose the municipality when a postcode is shared.
Open tool Moving to SwitzerlandInsurance checklist for newcomers
Separate compulsory health insurance, situation-specific steps, private cover and cantonal duties without entering personal data.
Open tool Accidents in SwitzerlandAccident cover: UVG/LAA or LAMal?
Identify the system that generally applies to your work situation without sending personal data.
Open toolExplore other insurance services
Go directly to the other comparison services available across Switzerland.
Health insurance · Across Switzerland
Your region and postcode can affect some premiums and procedures. Choose a municipality, then describe your situation to prepare a comparison.
Compare by location in Switzerland
Your canton, municipality and postcode may affect your needs and the options available.
Canton and municipality directoryNPA
Your canton, municipality and postcode may affect your needs and the options available.
Swiss postcode directory