Keep amounts separate
Premium
Use Priminfo with current inputs rather than a copied amount.
Deductible and retention fee
Apply official rules to eligible scenario costs and show what is not included.
Financial reserve
Compare budget scenarios without a diagnosis or personal deductible recommendation.
A transparent budget view
Separate annual premium, possible cost sharing and calculation limits.
Premium
Start with the relevant document or need. Use Priminfo with current inputs rather than a copied amount.
Deductible and retention fee
Compare only like-for-like items. Apply official rules to eligible scenario costs and show what is not included.
Financial reserve
Ask for written confirmation when the actual case requires a decision. Compare budget scenarios without a diagnosis or personal deductible recommendation.
Keep evidence
Archive documents, versions, dated dispatches and replies. A tool or comparison request does not suspend a deadline stated in a decision or contract.
Limits to keep in mind
- The calculator knows neither future care, benefit decisions nor every special contribution.
- This general information does not replace an authority’s decision, the policy or the insurer’s terms.
- ClairAssur does not guarantee a premium, acceptance, cover, reimbursement or outcome.
- Do not enter a diagnosis, treatment, medical record or any other health data in the comparison form.
Verified Swiss official sources
Each link displays its actual language. English sources are used where available; some official references remain in French, and that fallback is disclosed beside the link.
- FOPH — Premiums and cost sharingOfficial English · Official rules on premiums, deductibles, retention fees and other contributions.↗
- FOPH — Optional deductiblesOfficial English · Official information on optional deductibles and limits.↗
- Priminfo — Official premium comparisonOfficial French · Official comparison using entered data; no static premium is reproduced here.↗