Plan your notice

Insurance cancellation deadline calculator

Subtract the notice period written in your policy and add your own sending buffer, without inventing a legal deadline.

Rules checked on 28 August 2026no sign-up
The calculation does not decide whether the policy can be cancelled.

Dates calculated from your inputs

Enter a valid end date first.

Information tool only; not an offer, insurer statement or legal advice. Check your policy, statement and insurer terms.

A calculation based on your policy

Enter the period end and notice period stated in your policy. The tool subtracts days, weeks or calendar months and shows your organisational buffer separately.

For mandatory health insurance, FOPH says receipt by the insurer is decisive. For supplementary and private insurance, the contractual documents remain decisive.

Checks you still need to make

  • The calculation confirms neither a right to cancel nor actual receipt.
  • Non-working days, public holidays, delivery methods and special clauses must be checked with the insurer.
  • Do not cancel supplementary cover before checking acceptance for replacement cover.

Official sources

Next step

Prepare a comparison request

Choose the insurance area that matches your need. The form opens on a protected page and you remain free not to submit it.

This block asks for no personal information.

Other tool

Health cost sharing

Estimate the ordinary deductible and retention fee from annual costs you enter, with visible formula, caps and limitations.

Open