Pillar 3a · 2026 ordinary contributions
How much remains below your pillar 3a ceiling?
Confirm second-pillar affiliation and add the ordinary 3a contributions already credited in 2026. Without a second pillar, enter annual earned income subject to OASI/AHV contributions. The result is arithmetic only.
Status and amounts stay only in this page’s temporary memory.
First confirm second-pillar status with Yes or No.
Ordinary arithmetic contribution room
Confirm your status and enter the required amounts to display the calculation.
Temporary calculation in your browser
No name, employer, institution, contract number, document or health information is requested. Inputs are not saved, added to the URL or sent to ClairAssur.
Transparent method
- With confirmed second-pillar affiliation, the 2026 ordinary ceiling is CHF 7,258.
- Without a second pillar, the ceiling is 20% of entered earned income, capped at CHF 36,288.
- The room subtracts only entered ordinary contributions already credited.
What this calculation does not do
- It does not verify gainful activity, OASI/AHV income or actual affiliation.
- It calculates no tax saving, deduction or tax outcome.
- It excludes retroactive purchases, including a 2025 purchase made in 2026.
- It recommends no amount and does not confirm deductibility.
Official sources
This English text is a ClairAssur explanation. The verified official source for the 2026 figures is in French; it is not presented as an official translation.