Practical guide · Switzerland

Car insurance

Distinguish motor liability, partial casco, full casco and assistance. Vehicle value, finance, use and deductible shape the appropriate protection.

Updated 25 August 20263 main phrases consolidated

What matters most

For private insurance, compare the same scope of cover and request the full terms before deciding.

Clarify your situation first, then compare equivalent terms. A price alone is not enough: cover, exclusions, duration and quality of service need to be considered together.

What to check before comparing

  • Your actual need and the people to cover
  • Included benefits, limits and exclusions
  • Total cost, deductible and out-of-pocket expenses
  • Deadlines, admission conditions and cancellation rules

How to use this guide

Cover tailored to your vehicle and driving habits. Distinguish motor liability, partial casco, full casco and assistance. Vehicle value, finance, use and deductible shape the appropriate protection.

Information, not a contractual offer

This is general information and does not replace policy terms, an authority’s decision or personalised advice. Rules and amounts can change; always check current official sources and contractual documents.

Sources and verification