What matters most
For private insurance, compare the same scope of cover and request the full terms before deciding.
Clarify your situation first, then compare equivalent terms. A price alone is not enough: cover, exclusions, duration and quality of service need to be considered together.
What to check before comparing
- ✓Your actual need and the people to cover
- ✓Included benefits, limits and exclusions
- ✓Total cost, deductible and out-of-pocket expenses
- ✓Deadlines, admission conditions and cancellation rules
How to use this guide
Protect your belongings and personal liability. Household cover protects belongings, while personal liability covers certain losses caused to others. Check sums insured, deductibles and exclusions separately.
Information, not a contractual offer
This is general information and does not replace policy terms, an authority’s decision or personalised advice. Rules and amounts can change; always check current official sources and contractual documents.