Accident cover in Switzerland

Report an accident to the employer and insurer

Prompt factual notification supports the record but must use the official channel applicable to the person's situation.

2026-08-293 Verified official Swiss sources
Report an accident to the employer and insurer

What to establish before acting

Situation

Record place, time, circumstances and contacts factually and with dates.

Evidence

Follow the employer's or insurer's procedure and protect health information.

Next step

Keep receipt, claim reference, follow-up requests and decisions chronologically.

A four-step evidence check

Match the situation, evidence and competent body before drawing a conclusion.

  1. Situation

    Record place, time, circumstances and contacts factually and with dates.

  2. Evidence

    Follow the employer's or insurer's procedure and protect health information.

  3. Next step

    Keep receipt, claim reference, follow-up requests and decisions chronologically.

  4. Obtain dated confirmation

    Ask the employer, insurer or competent body for a written answer and keep it with the supporting records.

Important limits

  • The ClairAssur form is not accident reporting and preserves no deadline.
  • General information only: it determines no status, cover or individual entitlement.
  • No amount, deadline, outcome or benefit is promised; the competent body decides from the evidence.

Verified official Swiss sources

Each link states the source's actual language. The current official text and the employer's or insurer's records remain decisive.

Next step

Prepare a comparison request

Choose the insurance area that matches your need. The form opens on a protected page and you remain free not to submit it.

This block asks for no personal information.