Accident cover in Switzerland

Employees: occupational and non-occupational accidents

The general employee framework does not establish the exact scope; the employer and insurer must confirm the employment facts and cover.

2026-08-293 Verified official Swiss sources

What to establish before acting

Check every employment relationship and relevant period separately.

Describe the time and circumstances without assigning the legal accident category yourself.

Request a dated statement naming the insurer and scope.

Match the situation, evidence and competent body before drawing a conclusion.

Situation
Check every employment relationship and relevant period separately.
Evidence
Describe the time and circumstances without assigning the legal accident category yourself.
Next step
Request a dated statement naming the insurer and scope.
Obtain dated confirmation
Ask the employer, insurer or competent body for a written answer and keep it with the supporting records.

The statutory working-time condition is not calculated for an individual here.
General information only: it determines no status, cover or individual entitlement.
No amount, deadline, outcome or benefit is promised; the competent body decides from the evidence.

Each link states the source's actual language. The current official text and the employer's or insurer's records remain decisive.

Next step

Choose the insurance area that matches your need. The form opens on a protected page and you remain free not to submit it.

This block asks for no personal information.