Accident cover in Switzerland

Suspend or restore accident risk in LAMal

A health-insurance change must follow actually confirmed LAA cover and is never automatic merely because work starts or ends.

2026-08-293 Verified official Swiss sources
Suspend or restore accident risk in LAMal

What to establish before acting

Situation

Obtain the required evidence before requesting suspension.

Evidence

Send a traceable request to the correct health insurer.

Next step

Check the change and effective date in writing.

A four-step evidence check

Match the situation, evidence and competent body before drawing a conclusion.

  1. Situation

    Obtain the required evidence before requesting suspension.

  2. Evidence

    Send a traceable request to the correct health insurer.

  3. Next step

    Check the change and effective date in writing.

  4. Obtain dated confirmation

    Ask the employer, insurer or competent body for a written answer and keep it with the supporting records.

Important limits

  • ClairAssur changes no policy and confirms no automatic suspension or restoration.
  • General information only: it determines no status, cover or individual entitlement.
  • No amount, deadline, outcome or benefit is promised; the competent body decides from the evidence.

Verified official Swiss sources

Each link states the source's actual language. The current official text and the employer's or insurer's records remain decisive.

Next step

Prepare a comparison request

Choose the insurance area that matches your need. The form opens on a protected page and you remain free not to submit it.

This block asks for no personal information.