Accident cover in Switzerland

LAA benefits: treatment, allowances and pensions

Treatment and cash benefits have different conditions; the insurer examines the event, cover, evidence and coordination before deciding.

2026-08-293 Verified official Swiss sources
LAA benefits: treatment, allowances and pensions

What to establish before acting

Situation

Identify the treatment or cost item requested and the competent contact.

Evidence

Separate incapacity, calculation basis and period under review.

Next step

Request written reasoning for any pension or coordination decision.

A four-step evidence check

Match the situation, evidence and competent body before drawing a conclusion.

  1. Situation

    Identify the treatment or cost item requested and the competent contact.

  2. Evidence

    Separate incapacity, calculation basis and period under review.

  3. Next step

    Request written reasoning for any pension or coordination decision.

  4. Obtain dated confirmation

    Ask the employer, insurer or competent body for a written answer and keep it with the supporting records.

Important limits

  • No amount, causation, degree, entitlement or coordination result is confirmed.
  • General information only: it determines no status, cover or individual entitlement.
  • No amount, deadline, outcome or benefit is promised; the competent body decides from the evidence.

Verified official Swiss sources

Each link states the source's actual language. The current official text and the employer's or insurer's records remain decisive.

Next step

Prepare a comparison request

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