What to establish before acting
Situation
Confirm whether optional cover actually exists for the self-employed activity.
Evidence
Ask the competent unemployment body to confirm the relevant protection period.
Next step
Where full LAA cover is absent, check accident risk with the health insurer.
A four-step evidence check
Match the situation, evidence and competent body before drawing a conclusion.
Situation
Confirm whether optional cover actually exists for the self-employed activity.
Evidence
Ask the competent unemployment body to confirm the relevant protection period.
Next step
Where full LAA cover is absent, check accident risk with the health insurer.
Obtain dated confirmation
Ask the employer, insurer or competent body for a written answer and keep it with the supporting records.
Important limits
- No employment status, unemployment entitlement or individual affiliation is decided.
- General information only: it determines no status, cover or individual entitlement.
- No amount, deadline, outcome or benefit is promised; the competent body decides from the evidence.
Verified official Swiss sources
Each link states the source's actual language. The current official text and the employer's or insurer's records remain decisive.
- OFSP — Assurance facultativeOfficial French · Orientation officielle pour certaines personnes exerçant une activité indépendante.↗
- Suva — Couverture des personnes au chômageOfficial French · Information institutionnelle sur la couverture liée à l'indemnité de chômage.↗
- OFSP — Suspendre le risque accidents dans la LAMalOfficial French · Procédure générale liée à une couverture accident complète par l'employeur.↗