Distinctions that control the next step
Expect no automatic classification
AI prioritises rehabilitation and applies formal and substantive conditions. The competent AI office examines the file; this site sets neither incapacity to earn nor invalidity.
Coordinate without adding
Daily allowance, AI, LPP, LAA and a private contract may use different definitions and periods. Keep a chronology of responses without assuming benefits can be aggregated.
Separate LPP from private life insurance
The pension institution examines its rules and the relationship with AI. For a private income benefit or premium waiver, use the linked life-insurance article and the policy clauses.
Verify the route in four steps
Identify the system, documents already held and competent body before drawing a conclusion; sensitive material remains in that body's official channels.
Expect no automatic classification
AI prioritises rehabilitation and applies formal and substantive conditions. The competent AI office examines the file; this site sets neither incapacity to earn nor invalidity.
Coordinate without adding
Daily allowance, AI, LPP, LAA and a private contract may use different definitions and periods. Keep a chronology of responses without assuming benefits can be aggregated.
Separate LPP from private life insurance
The pension institution examines its rules and the relationship with AI. For a private income benefit or premium waiver, use the linked life-insurance article and the policy clauses.
Obtain written confirmation
Contact the competent employer, insurer, AI office or pension institution directly and use only its secure channel.
Limits and essential checks
- This page determines no degree, entitlement, amount or transition date for AI or LPP and is not a benefit application.
- General information only: no incapacity is assessed automatically and no diagnosis is made.
- No entitlement, amount, deadline, rate, acceptance or contract change is promised; only the competent body may decide under the applicable rules.
- ClairAssur is not a reporting channel: do not send documents, health data, diagnoses, claim numbers or free-text case descriptions here.
Official sources
Sources are shown in an available official language; the current text and the competent body's decision prevail.
- OFAS — Détection et intervention précocesOfficial French · Information officielle sur les dispositifs AI de détection et d'intervention précoces.↗
- OFAS — Prestations de l'AI en détailOfficial French · Vue officielle des mesures de réadaptation et prestations AI, sans appréciation d'une situation personnelle.↗
- OFAS — Prévoyance invalidité de la prévoyance professionnelleOfficial French · Cadre officiel des prestations d'invalidité LPP et de leur coordination avec le premier pilier.↗
- Fedlex — Loi sur la prévoyance professionnelle (LPP)Official French · Texte fédéral consolidé relatif à la prévoyance professionnelle, y compris le risque d'invalidité.↗
- Fedlex — Partie générale du droit des assurances sociales (LPGA)Official French · Cadre général des assurances sociales, notamment les notions, décisions et voies de droit.↗